Edale is committed to making investing accessible by removing common barriers, such as minimum investment requirements. This approach allows even new investors to enter the market with ease. However, it’s important for investors to stay informed about the costs associated with different financial products. While no minimum investment can open doors for many, understanding the full scope of potential fees and expenses is crucial to ensure you’re getting value for your money.

Our team is here to help guide you through these details, making sure that every investment decision aligns with your financial goals and budget.

Here are the regular questions that we hear people asking us?

Can I get a lifetime savings ISA for US citizen?

Should U.S. taxpayers living in the U.K. invest and save?

Can I have an ISA as a US citizen?

I am a US Expat and want to investing while living in the UK

I am a US Tax Payers in the UK. How do I save for my future?
How do I invest from while in the UK as an American?

The challenge for Americans in the UK

Investing in the UK as a U.S. expat can be tricky due to complex laws like PFICs and FATCA. Many financial institutions avoid dealing with U.S. citizens because of these complications. Edale is different. We’ve been helping U.S. expats invest for years. We know the challenges you face and have the experience to manage your investments wisely. Our team makes sure your investments comply with all regulations, helping you reach your financial goals without any minimum investment requirements.

Removing barriers for US Persons to investing

At Edale, we believe personal assistance is key to successful investing, especially for U.S. expats facing unique financial landscapes. Our team offers one-on-one guidance tailored to your individual needs and circumstances. Whether you’re deciphering tax implications or selecting the right investment options, we’re here to provide clarity and support. We understand that every investor’s situation is different, and our personalized approach ensures that you receive the advice and strategies that best suit your goals. Our commitment to personal service not only simplifies the investment process but also enhances your confidence in managing your investments, wherever you are in the world.

No minimum but ensuring you get value for money

At Edale, we’ve developed a valuable tool to assist our clients in making informed investment choices—the Value for Money Calculator. This innovative tool is designed to help you US/UK citizens assess various investment commitments based upon the initial investment amount and monthly investment contribution. With this calculator, you can tailor your investment plan to find a balance that suits your financial situation and goals. It gives you an instant guide to how cost effective it will be to use our services providing a clear picture of how the levels you pick stacks up on a simple value for money scale. This empowers you to choose a contribution level to the portfolio that not only fits your budget but also maximizes your investment potential, ensuring that every pound invested is working effectively towards achieving your financial aspirations.

Value for money for investing as US citizen in the UK

Initial Lump Sum: £1 Monthly Contribution: £0

Not value for money

In the context of investing, initial lump sum and monthly contribution are two important methods of funding an investment account:

Initial Lump Sum: This refers to investing an amount of money all at once into an investment vehicle, such as a mutual fund, stock, or retirement account. A lump sum investment is typically made from savings, an inheritance, or another source of capital that becomes available to the investor. The advantage of a lump sum investment is that it allows the entire amount of money to start potentially growing immediately, taking full advantage of compound interest over time.
Monthly Contribution: Also known as pound-cost averaging, this method involves investing smaller, fixed amounts of money into an investment vehicle at regular intervals, usually monthly. This strategy can help mitigate risk as it spreads the investment purchase price over time, potentially lowering the average cost per share purchased. Monthly contributions are often automated, making it a convenient and disciplined way to build wealth gradually.

Both strategies have their merits and can be used separately or together, depending on your financial situation, risk tolerance, and investment goals.

Here to help US citizens in the UK

Edale is an accessible expert. A partner for your financial success. With no minimum portfolio size we help anyone get started. With institutional professionals we also cater to large clients as well as those starting out saving/investing.

Embark on your journey towards financial clarity and success with Edale Investments. Whether you want to optimize your international investments, plan for your retirement, or seek comprehensive wealth management solutions, our team is ready to assist you. Contact us today to schedule a consultation and take the first step towards realizing your financial aspirations.

Contact edale easily

Click to call to speak with us

WhatsApp chat support your needs

Great company, provided exactly what I needed

Very happy that I stumbled on to Edale. They provided exactly what I was looking for, which was a relief given I had struggled to find any expertise in UK/US tax from various searching and somewhat inconsistent information by googling. As a UK citizen/resident I was needing help to understand the tax situation regarding 401Ks and IRAs that I had left in the US from time working there, and how the tax treaty would apply. Lawrie spent the time needed as one-off advice, explaining the situation and provided a letter to me, for use with the HMRC if ever required.
The process was painless, cost effective, extremely quick and on point.
Thanks Lawrie and the Edale team

Douglas

I had a long conversation with Lawrie Chandler to explore the financial implications of moving my tax residency from the US to the UK. I found his knowledge of the pros and cons very helpful.

Some specialists in international relocation and tax affairs who will give only a short interview and are sparing in their advice until you sign up and pay their fees. From my experience, Edale let’s you explore the many what-ifs in a friendly exchange of views and options. My instinct tells me that the company focuses on long-term relationships built on trust and mutually beneficial results.

Mark

Very knowledgeable, great experience with Edale

I had a chat with Lawrie today. Very lovely to chat to and clearly knows his stuff. He gave me some good advice and I really appreciated it.

Would definitely recommend him and Edale in the future.

Adam

Prompt and helpful

EDALE was very prompt in contacting me and quickly arranged a first appointment. I was on a short deadline and they helped me achieve my objective in time. Lawrie was very helpful and conscientious and delivered exactly what he promised.

Jude

100% Recommend Edale!

Lawrie and Edale have been incredibly thorough and supportive throughout the journey – from the moment I’ve consulted about my unique circumstances with regards to investment options (being a dual US citizen living in the UK) to onboarding me as a client to invest through them. I am so happy and relieved hat I’ve finally found a solution to a problem I’ve had for years, and so grateful for Lawrie being so thorough with the whole process – all the information was made easy to digest and understand, and I could (and still can) reach out to Lawrie whenever I had/have questions, and he was readily available and prompt with his responses. I love that Edale accommodates to clients of various sizes, and that I can invest at the pace and amount I feel comfortable in. Thank you so much!

Nina

Amazingly helpful

Lawrie was so helpful and patient, going through [a US mutual’s insurance] form with me to make sure I understood what I needed to fill in for a complicated matter.

Katie

dual US/UK nationality family

Lawrie invested a great deal of time understanding our circumstances (dual US/UK nationality family) before any recommendations were discussed I am very happy with the outcome and intend to continue the relationship in the longer term.

Gavin

Bringing clarity to UK/US retirement questions

I had an incredibly positive experience working with Edale to navigate the complex world of UK/US cross-border financial planning, especially as it relates to investing for retirement. As a dual UK/US citizen married to a fellow dual citizen, and having lived in the UK since 2010, I was overwhelmed with how to most tax-efficiently invest for retirement given our mix of accounts in both the US (IRAs and Roth IRAs) and the UK (SIPP, employer pension, and USS). Thankfully, Edale provided clarity and guidance on every front.

Jesse

Most helpful when trying to navigate Accidental American Kids compliance

Thanks to Laurie Chandler for offering advice and his patience in steering me in the right direction.

Fiona

Excellent Service Highly Recommend

Lawrie was absolutely fantastic with helping me manage my SAYE transfer with very little hassle or worry. There are a lot of companies out there who only focus on high net worth individuals or charge an arm and a leg to help regular people, but Edale is not one of them. This company is committed to helping regular folk build wealth at a reasonable price and I’m thankful for that.

Precious

Would recommend.

The free chat was very useful to pinpoint exact needs. In my case I was pointed to a non affiliated accountant who could best serve my specialist needs. No hard sell for their other services. Would recommend.

Stuart

Quick and effective

I highly recommend Lawrie at Edale for quick and effective investment support.

When I wanted to set up a Junior ISA for my daughter, who holds dual US and UK citizenship, Lawrie provided clear guidance on the available options. He handled the entire process with impressive efficiency, setting up the account in no time. His expertise made the experience seamless and stress-free.

Will

Everything I needed!

I found Edale online as I had discovered how difficult it was to find a financial advisor able to advise me because of my USA citizenship. Lawrie was just the ticket – a straight talking, forward thinking Financial Advisor with a depth of understanding around the tax implications of various investment vehicles as it related to expat Americans. His solutions were inventive and right away I made a huge financial win that would have otherwise passed me by! I highly recommend!

Kelly

Most helpful Knowledge and guidance offered through generosity and sincerity. Deeply appreciated blue ribbon customer service.

I’m currently going through a divorce and was in desperate need of financial help and guidance. I’m a US American living in the UK. I was searching for someone who knows, and could give financial advice for both sides of the pond; so to speak. I also was wanting a small and personal, yet local group in Surrey. Laurie offered his time, pro bono, to help walk me through and do all the necessary math to get the information I was needing. He did this knowing I had no money to invest (or even give advice on) at that time. This is customer service at its very best. I think I almost cried when he said he could help me with that free of charge!

Stacy