If you’ve ever layed awake at night frantically trying to figure out your retirement trajectory or wealth roadmap, you know the pain that financial stress can cause. It is overwhelming, chaotic, and exhausting. Something amazing happens when you decide to finally do something about it. You can tackle the financial stress. Sitting down with a […]
Why Holistic Wealth Planning is Like a Grizzly Bear Hug Read More »
We wrote recently about 2025 being the year US brokerages said “no” to American expats. Here’s an ongoing sequel: the same thing has been happening to Brits, from British platforms, and hardly anyone talks about it until the letter lands on the doormat (or, more likely, sits unread in an online inbox for a UK
Great British Expat Shakeout: UK Platforms Are Saying “No” to Non-Resident Brits Read More »
When it comes to finances, clarity shouldn’t be limited by minimum asset sizes or full onboarding for all the services a provider may offer (financial advice, portfolio management and tax optimisation). That’s why we’re excited to announce that Fixed-Fee US/UK Financial Advice is in live testing through the Wealth Hub from Edale. Available as an
We have had a spate of academics contacting us in 2026 about US 403(b)’s and 401(a)’s. We’ve heard teaching or researching at a US university is something of a right of passage for British academics, researchers and teachers. Ivy League campuses, gigantic research budgets and fascinating campus life entice some of the UK’s brightest scholars
US Academic Rite of Passage: Managing TIAA 403(b) and 401(a) when retire in UK Read More »
After eight years at 15 Bell Street, Edale has taken the short walk up to a new home on Castle Walk. Eight years is a long time in any business — long enough to put down roots, weather a pandemic, see clients’ children grow into adults, and host more cups of coffee than we’d care
A Move Up the Hill Read More »
The HMRC changed US Pension taxes on the 12 March 2025. Many advisers and expats in the US/UK community read the HMRC published statement in its International Manual (IM70020), which shook the world of cross-border financial planning. After nearly two decades and a status quo firmly in place for 22 years under the US-UK Double Taxation
One Year On: HMRC’s Landmark Shift on US Pension Lump Sum Taxation Read More »
2025 was the breaking point for US expats and their investment accounts. A collection of regulatory deadlines, trading platform updates, and risk-management initiatives reached critical mass, turning a slow bleed into a torrential deluge, with many US expats turned away from their US brokerage accounts. Let’s dig into exactly why 2025 was the year US
Great Expat Closure: 2025 Became the Year US Brokerages Said”No” to expats Read More »
High earners have been in this Budget’s cross-hairs – especially if they also have investments, rental property, big pension contributions or a £2m+ home. This is a pretty tough financial planning day for these folks. So let’s digest the budget 2025 for those that are climbing the career ladder and have 20 years remaining in
‘The Hard Road’, tougher saving journey for high earners after UK Budget 2025 Read More »
Budget 2025: How Income, Savings and Investment Are Really Changing The 2025 Budget marks a decisive shift in how the UK government taxes income, savings and wealth. What a mucky field now. While the headlines focus on stability and fairness, the small print reveals a structural re-engineering of the tax system — moving the burden
The government has announced in the 2025 Budget that the UK income tax thresholds will be frozen until April 2031 (a further 3 years from the original plan). This apparently technical change in how income tax is collected has wide-ranging consequences for household finances and long-term wealth building. By 2031, tax thresholds will have been
Freezing Income Tax Brackets 2031 (Budget 2025) Read More »
ISA Season. Open Shares ISA Online. Accepts US UK Citizens. More details.
