If you currently have an offshore insurance savings scheme, you may be wondering what your options are and what you should do next. Here are some steps you can take to evaluate your current situation and make informed decisions about your investment. In summary, if you have a current offshore insurance savings scheme, it is…
While unit-linked insurance investment plans offered by offshore insurance savings schemes may have been popular in the past, they have come under scrutiny in recent years for being out of date and offering poor value to investors. One of the main criticisms of these plans is that they are often associated with high fees and…
As a British expat living abroad, returning home can be an exciting prospect. However, returning to the UK after living as a Brit abroad can come with a unique set of financial considerations. As you begin planning your return to the UK, it’s essential to understand the financial implications of your return, especially concerning your…
Are you a self-employed adviser (ifa) feeling stuck in a rut and want to grow within a dynamic business? Or a qualified overseas adviser seeking premier regulated home for clients? Join Edale UK and expat financial and investment advisory business. Edale is providing self-employed advisers the opportunity to join their directly FCA, whole of market…
Nudge theory is a behavioural science that uses subtle methods and psychology to help people move in the right direction. It proposes a positive reinforcement of behaviour or indirect suggestions to act in a certain way. Nudge theory can also be seen as a way to take the last step. Nudge theory in financial services…
Developed market indebtedness and the adverse consequences of massive national debt are still with us 240 years after Adam Smith’s ground ground breaking economic book The Wealth of Nations (written by Adam Smith and published 1776). Some of his lessons in the chapter “Public Debts” should be remembered by investors today.…
Salam Pax SICAV announced today the registration in France and the UK of the Serenity Sukuk Sub-Fund. The general public are now able to invest in both the Ethical Funds of Funds and Serenity Sukuk Funds. Salam Pax’s success in building the Ethical Fund of Funds investor base and robust returns has supported the business to strengthen the range of funds and open them to the general public. Salam Pax now comprises two risk profiled strategies that can be blended to match most investors’ risk appetite. The new registrations widen Salam Pax distribution footprint in the European institutional and wholesale markets allowing the fund to accept investments from an broader investor base. …
Deutsche Bank x-tracker ETF business is liquidating its sharia exchange traded funds. This reduces exchange traded investment options for ethical investors and means existing investors will receive cash by the 26 March 2015. What’s the impact and choices?…
A few comments from the LHV Persian Gulf Fund Manager on the middle east equity market falls in the past few weeks and some macro notes on where we go from here.
Turbulence creates opportunities. And yes, we are seeing some turbulence also on the Arabian peninsula as a combination of falling oil prices, tumbling global equities and ongoing ISIS clashes in northern Iraq.…
Islamic finance is a unique form of investment that is best compared with the values of socially responsible investing. Shari’a-compliant portfolios promote large-scale investment along lines similar to the niche ethical funds available to Western consumers. It is an ethical and equitable mode of finance that derives its principles from Islamic law. The main principles…