Casestudy Archives

Case Study: Avoiding a Forced Fidelity ISA Liquidation for a US Citizen in the UK

Margaret had been living in the UK for over 30 years, but maintained her US citizenship. Around 2005, she had opened an Fidelity UK investment wrapper in the UK, an ISA on Fidelity’s platform, via a UK-based adviser. More recently, the portfolio was moved into a unitised Model Portfolio Service (MPS) and was taken over […]

Case Study: Avoiding a Forced Fidelity ISA Liquidation for a US Citizen in the UK Read More »

British parents worked in the U.S (child born while in America) starting a junior pension for financial security in longterm

Casestudy / By Lawrie Chandler

David and Maria are British citizens who lived and worked in the U.S. for several years. Their daughter, Isabella (8), was born in the U.S. and is a dual citizen. They returned to the UK three years ago, but do expect to return to the USA, but as their daughter is a US Citizen, they

British parents worked in the U.S (child born while in America) starting a junior pension for financial security in longterm Read More »

Case Study: Navigating Complex US Inheritance Paperwork for a UK Beneficiary

Casestudy, Investments, ISAs for Americans / By Lawrie Chandler

In this case study, we provided assistance with US inheritance paperwork to the niece of a beneficiary, who had to navigate a dizzying array of unfamiliar financial terms, how to handle an individual retirement account (IRA) inheritance, and forms for inheriting a US annuity that was issued by a US Mutual. Background Information Personal/Financial Situation: The client

Case Study: Navigating Complex US Inheritance Paperwork for a UK Beneficiary Read More »

Case Study: How One Individual Maximised Cash Returns by Consolidating Funds

Casestudy / By Lawrie Chandler

This case study explores how an individual with substantial cash holdings in various accounts consolidated their funds into one platform to achieve better returns, avoiding the low interest rates and fees associated with traditional bank and stockbroking accounts. To consolidate cash savings into a single platform offering better returns than traditional banks and avoid the

Case Study: How One Individual Maximised Cash Returns by Consolidating Funds Read More »

Case Study: Strategic Retirement Planning for a Dual-Income Business Owner

Casestudy / By Lawrie Chandler

This case study examines how a business owner effectively took profits from their company while simultaneously saving for retirement through both company contributions and personal contributions from a secondary PAYE job. Personal/Financial Situation: The client is a business owner who also holds a secondary job where they are paid through PAYE. They wanted to take

Case Study: Strategic Retirement Planning for a Dual-Income Business Owner Read More »

Case Study: How a US-UK Family Secured Their Children’s Financial Future with ISAs

Casestudy / By Lawrie Chandler

This case study explores how a US person, married to a British man and living in the UK, successfully set up ISAs for their children despite initial online reading suggesting it was impossible due to their Children holding US passports. The couple wanted to start saving for their children’s future through ISAs but were previously

Case Study: How a US-UK Family Secured Their Children’s Financial Future with ISAs Read More »