EDALE. Care for financial assets

Risk Profiling & Investment Suitability

Edale Financial Planning · FCA Reference 812332

Authorised & Regulated
Financial Conduct Authority
Ref: 812332

Details

Risk

Liquidity

Results

Strategy

Submit

Adviser & Client Details

Your personal information is only used to prepare and send your risk profile

Adviser Name

Adviser Email *

Client Name *

Client Email *

Risk Profiler

Questions 1–6 · Max 120 pts

This form assists in ascertaining your tolerance to risk. Work through the questions. There are not right or wrong answers. You may find it helpful to complete a separate questionnaire for each of your investment goals.

1For how many years have you invested in investment products other than bank savings/deposit accounts?

Never — new to investing Last one year only 2–5 years 5+ years 10+ years

2How do you consider your investment knowledge level?

Experienced: Derivatives, Swaps, Futures & Options, Emerging Market Equities, Direct Equity, etc. Moderately High: Corporate Bonds, LIBOR-Linked Notes, Structured Notes, etc. Moderate: Mutual Funds, Property Funds, Investment Trusts, Direct Property, etc. Limited: Sovereign Bonds, Capital Guaranteed Funds (Fixed Income and Equity based), etc. Low: Bank deposits, savings accounts, fixed term deposits only.

3What do you consider to be the length of your investment time horizon?

Less than 3 years 3–5 years 5–10 years 10 years or more

4What levels of financial loss could you tolerate over the short term? (1 year)

None — I cannot accept any loss Up to 5% Up to 10% Up to 20% More than 20%

5How would you react if the return on your investment were negative or below your expectations?

I would redeem the full value of my investment I would partially redeem my investment I would wait until my investment recovered I would add to my investment to take advantage of the lower price

6How would you generally categorise your investment risk outlook?

I do not want to risk my capital or have negative returns I do not want to risk my capital but am willing to accept fluctuations on my returns I can accept some risk on my capital and fluctuations on my returns I can accept reasonable levels of risk on my capital as well as my returns

Liquidity Profiler

Questions 7–10 · Max 100 pts

7How would you anticipate your income changing over the next few years?

Steadily grow Fairly level and consistent Widely fluctuate Downwards trend May cease altogether

8How would you describe the financial cushion you have available for unexpected needs or emergencies?

More than adequate — plenty of cash in readily accessible assets (savings accounts, money market funds) Adequate — a reasonable amount available; most eventualities covered Borderline — modest cash readily available; may need to dip into investments in an emergency Inadequate — reserves are insufficient at the present time

9How much regular income, if any, do you require from your investments during the investment period?

None — I will take it back at the end as it grows I will take the generated amount (natural yield only) A moderate amount Maximum amount available

10Of your current income, what percentage is used to cover cash obligations (loans, mortgages, advances, living expenses)?

Less than 25% 25% to 50% More than 50% More than 75%

Please answer all 10 questions before calculating.

Your Risk Profile Results

Risk Appetite Score

— / 120

Liquidity Needs Score

— / 100

Growth (Profile 3)

Balanced (Profile 2)

Income (Profile 1)

Investment Wrapper & Strategy

Which investment wrapper are you using?

Which type of ISA?

Annual ISA allowance 2024/25: £20,000 (S&S ISA) · £4,000 (LISA — under 40s, first home/retirement only) · £9,000 (JISA).

Bespoke advice will be prepared separately For pension and IRA arrangements, Edale prepares individual suitability reports and investment strategy documents as part of a tailored advice process. No strategy selection is required here — your adviser will follow up directly. Please submit your risk profile below and we will be in touch.

Investment Amount

Lump Sum / Initial Investment

Transfer Amount ↗ ISA transfer

Transfer-in from another provider — not counted against annual allowance

Monthly Contribution (optional)

Total portfolio value
—

Annual ISA allowance 2025/26: £20,000 (Adult ISA) · £9,000 (Junior ISA). New contributions only — transfers do not count against this limit.

⚠ New contributions exceed the annual ISA allowance. Please check before proceeding.

↗ Transferring from another ISA provider

ISA transfers do not use your annual allowance — contribution limits do not apply to transfer amounts

ISA Transfer Details

Please provide the details of your existing ISA so Edale can prepare the transfer paperwork. Your current provider will be instructed to transfer the ISA in-specie or in cash as agreed with your adviser. The transfer does not count towards this year's ISA allowance.

Current ISA Provider

Approximate Transfer Value

ℹ After submitting, Edale will email you the ISA transfer instructions for your current provider. Typical transfer timescales are 15–30 business days for in-specie transfers and 5–10 days for cash transfers.

Select an investment strategy

All strategies below are direct equity portfolios. Your adviser will recommend a strategy aligned to your risk profile. You may also choose independently — selecting Bespoke if you have already discussed a tailored approach with Edale.

🎓 Junior ISA: only UK Equity or Bespoke strategies are available for Junior ISAs.

~20–25 holdings

North American Equity

Nasdaq · Dow Jones · S&P 500

Growth-focused portfolio of the most active North American companies across technology, healthcare, consumer discretionary and industrials. Min. 5 year horizon.

~20 holdings

UK Equity

MSCI UK Index

Exposure to major UK-listed companies across healthcare, financials and consumer staples. Suits investors prepared for market fluctuations over 5+ years.

~20 holdings

Europe Equity

MSCI Europe Ex UK Index

Continental European large-cap companies across healthcare, financials and consumer staples. Long-term growth through broad market representation.

12 holdings

Japan Equity

MSCI Japan Index

Diversified exposure to the Japanese economy with a focus on consumer discretionary and industrials. Captures growth from large listed Japanese companies.

18 holdings

Mega Corp

Dow Jones Titans Index

Blue-chip global market leaders spanning information technology and healthcare. Direct exposure to the world's most influential and financially robust corporations.

ESG Focus

Climate Change Equity

US or European focus

Companies at the forefront of the low-carbon transition — renewables, green tech, clean manufacturing and eco-friendly consumer goods. US or European geographical focus.

25 holdings

US IPO & Spin-off

S&P U.S. IPO & Spinoff Index

Equally-weighted portfolio of 25 companies that have had IPOs or spun off from a parent within the last five years with a float-adjusted market cap of at least USD 1bn.

Data-driven

Quant & Analyst Ratings

Developed markets

Disciplined, data-driven methodology combining quantitative, professional analyst and independent contributor insights. Ideal for lump-sum investors seeking analytically rigorous stock selection.

Income + Growth

Equity Income

Global dividend-payers

High-quality dividend-paying companies that have maintained or increased dividends for 10+ consecutive years. Positive ROE, positive operating cash flow, above-average yields. Developed markets plus select emerging market names.

Spoken with us

Bespoke

Tailored mandate

Select this only if you have already discussed a bespoke investment mandate with your Edale adviser. Your strategy document will be prepared and sent separately.

ISA Investment Advice Document

Please review the document below carefully. By ticking the acknowledgement and submitting, you confirm your acceptance of this advice and the associated terms. A PDF copy will be emailed to you and your Edale adviser.

Edale — ISA Investment Recommendation Ref: pending

I, the client, confirm that I have read and understood this ISA Investment Advice Document, including the Suitability Report, Terms of Business, Privacy Statement and ISA Key Features. I accept the fees, the selected investment strategy and the Terms of Business of Edale UK Management Limited. I acknowledge that the value of investments can fall as well as rise and that I may get back less than I invest.

📧 On submission, a copy of your risk profile and any signed strategy document will be sent to your email address and to Edale's adviser team.

Submission Complete

Your risk profile and investment strategy document have been sent to your email address and to your adviser at Edale Financial Planning.

Edale Financial Planning is authorised and regulated by the Financial Conduct Authority. This questionnaire is a tool to assist in determining investment suitability and constitutes simplified financial advice. The value of investments and the income from them can fall as well as rise, and you may not recover the amount you originally invested. Past performance is not a reliable indicator of future performance. Tax treatment depends on individual circumstances and may be subject to change.

Amend the previous profile or investment strategy

This section allows you to amend your previous risk profile or chosen investment strategy.

Client Portal

Amend Your Profile

Enter the reference from your original confirmation email and your email address to access your profile. You can change your investment strategy or complete a new risk questionnaire.

1 Confirm your identity

Your Reference Number *

Found in your original Edale confirmation email (starts EFP-)

Email Address *

2 Your Current Profile

What would you like to change?

3 Choose Your New Strategy

Split your investment across one or more strategies — percentages must add up to exactly 100%.

Total: 0%

Reason for change (optional)

3 Re-Profile Questionnaire

Complete all questions below. Your scores will be recalculated and you can then select an updated strategy.

Risk Appetite

—

out of 120

Liquidity Needs

—

out of 100

4 Choose Your New Strategy

Split your investment across one or more strategies — percentages must add up to exactly 100%.

Total: 0%

Reason for amendment (optional)

✓

Amendment confirmed

Your amendment has been saved and a confirmation has been sent to your email address. Your adviser will review the change.