Professional wealth management designed for an international life. No lock-ins. No hidden fees. Just smart, portable investing.
The Philosophy: Ready-made portfolios designed for portability
International Professionals & Global Citizens have been buying “contractual savings plans” for way too long. Plans based upon traditional insurance models, high surrender fees, and hidden commissions.
Edale is different. We understand that you work hard for your money, and we don’t believe your investments should limit your mobility. Whether you’re the CEO of a multinational just relocating, or an international worker wondering what’s next: Your investments should be able to go wherever you go, easily.
Our EasyPortfolios are ready-made, professionally managed investment strategies designed to remove the complexity of building your portfolio from scratch. Simply fund your account in Euro, USD, or GBP and we’ll manage the rest. Asset allocation. Rebalancing. Risk Management. Done.
Alongside our EasyPortfolio range, we offer discretionary portfolios that are invested bespoke to your needs.
Here’s a closer look at our EasyPortfolios:
We get it, not everyone is retiring next year. Nor does everyone want to risk their capital in the stock market. That’s why we created four professionally managed portfolios that take a lot of the guesswork out of building your portfolio from scratch.
The EasyIncome Portfolio
Risk Profile: Low-Medium
Portfolio Strategy: As the name suggests, this portfolio is focused on providing you with reliable income while also protecting your capital. We accomplish this by investing the majority of portfolio in high-quality bonds (government & corporate) and a smaller percentage in high quality dividend-paying stocks.
Who should invest? This portfolio is best suited for pre-retirees or anyone looking to “park” their capital in a safer place while still earning a return above inflation.
The EasyBalanced Portfolio
Risk Profile: Medium
Portfolio Strategy: We like to call this the “sweet spot” for long-term savers. Designed to participate in the returns of the global stock market while smoothing out the bumps with bonds and other defensive assets.
Who should invest? This portfolio is ideal for the professional that wants to grow wealth without too much volatility. Whether you’re saving for a house, a car or just your dream retirement… if you have a medium-to-long-term investment timeline (5-10 years+) this portfolio is for you.
The EasyGrowth Portfolio
Risk Profile: Medium-High
Portfolio Strategy: This portfolio is built for investors solely focused on long-term capital growth. We aggressively position this portfolio towards global equities (stocks) from both Developed and Emerging markets. Volatility will be higher in the short-run but has the potential to deliver superior returns over longer time periods.
Who should invest? This portfolio is ideal for investors with longer time-horizons (10+ years). Or for aggressive investors who don’t mind “riding out the waves” of the market.
Why Edale should be your go-to for international investing:
- Built for Portability
- Your career won’t always go in one direction. Why should your investment account? Whether you’re moving between two international posts (Brussels → Bratislava) or saving up to one day retire elsewhere. Your account should stay put. Safe in our hands. Ready for you when you are.
- Invest in any currency
- Wherever you are doesn’t always convert to a single currency. If you get paid in Euros, why should you have to convert to USD to invest? By allowing multiple currency deposits, we take the pain out of starting to invest. You can even set up monthly transfers (aka pay yourself first) from your bank account. We can accept
- No Lock-Ins: Here’s the biggest difference between Edale and your run-of-the-mill offshore savings plan.
- No Set Term Length: You are not signing up for a 20-year investment plan.
- Your Money; Your Savings Schedule: If you normally save from low thousands (to large lump sums) but want to take a couple of months off, you can. Stop your savings schedule. No questions asked. No penalties.
- Easy Withdrawals: Ever. Want to withdraw funds for an emergency? We don’t penalise you for it. Period.
- Competitive fee: We operate at an institutional price level with accessible advice and regulated professionals.
- Platform Fee: A straightforward 0.5% p.a.
- Zero Markup on Trading Costs: We pass our institutional costs on to you. You can be confident your costs will always be among the lowest around for an advised solution.
- No Surrender Charges; Ever: We want you to stay with us because you’re happy with your returns… not because it would cost you hundreds to leave.
Ready to join? Start building your portable global portfolio today!
How it works:
- Step 1: Open Your Account: Quick and easy online account application. Specialised for international residents. Put your details in here edale.co/join-edale
- Step 2: Complete your Risk Profiler and then choose Your Portfolio: Select from Income, Balanced, or Growth portfolios.
- Step 3: Fund Your Future: Set up a monthly recurring deposit or make a lump sum deposit today.
…and We’ll Take care of the rest. From here our team watches the markets closely. Rebalances your portfolio when needed. And makes sure your asset allocation stays on target. All while you can check-up on your account 24/7 through our secure online portal.
Stop buying into contracts. Start investing in your future portfolio.
Types of investments we use in ready-made investments
When deciding on the structure of your portfolio, you have numerous investment options. The first step is deciding your asset mix based on your goals, time horizon, and risk tolerance. While financial advisors can be incredibly helpful in navigating current opportunities, understanding the basics is key.
Below is a summary of the core asset classes that may form part of a diversified strategy.