Edale works internationally. We appreciate the benefit of face-to-face time and, therefore, look to meet clients regularly.
At Edale UK Management, we want your wealth to work as effectively for you as possible. Whether you are a individual or family, a dual national, expatriate in the UK or British citizen working overseas, navigating the modern financial life has unique challenges. Additionally we support people in the UK as much as those who live overseas.
We offer you personalised financial advice and investment solutions adapted to your specific requirements. No one is put into a box. We want you to feel empowered and secure in your financial life at home and abroad. Our approach allows you to choose when and how you want to work with us, whether that’s through convenient online meetings or face-to-face contact. Your hopes, your ambitions, are what drives us.
We have a focus on making a difference. We work extended office hours to help our customers and make a social impact on financial topics and welfare.
Every individual has unique needs and challenges, so we tailor our services to suit your specific circumstances.
- Dual Nationals: Supporting individuals with complex financial needs who hold citizenship in multiple countries, ensuring seamless management of their cross-border finances. This includes American Dual Citizen in the UK with US/UK residency and green cards.
- Expatriates: Offering expert advice to those living abroad, helping you manage your investments, pensions, and tax obligations in a way that aligns with your long-term goals. Covering offshore investments, QROPS, International SIPPS and more.
- British Citizens Across the UK: We offer personalized financial planning and investment strategies for those living in the UK, helping you build and protect your wealth. This starts with young professionals, executives, and people developing their careers.
- Individuals, and their trusted persons, who need help managing their financial affairs. Working with appointeeship, deputyship, power of attorney, and vulnerable individuals.
- Retirees: Assisting retirees with pension planning, income management, and investment strategies to ensure a secure and comfortable retirement.
- High-Net-Worth Individuals: Delivering tailored wealth management services, including tax planning, estate management, and bespoke investment strategies.
- Professionals and Business Owners: Financial advice to help you manage your business finances, plan for the future, and optimise your personal wealth and company assets.
Edale founder, Lawrie Chandler, has spent a decade advising on US/UK cross-border investing and worked with expatriates since 2000. Edale began after Lawrie left a private bank in London and began offering retail clients institutional services. He’s a fully qualified Independent Financial Adviser who works closely with a variety of professionals who can tailor the investments to suit expat investors and locals in the UK.
10 years of visiting customers
500,900
miles
132
cities
30
countries
What our customers think
Private client financial advice testimonials
Very knowledgeable, great experience with Edale
I had a chat with Lawrie today. Very lovely to chat to and clearly knows his stuff. He gave me
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I had a chat with Lawrie today. Very lovely to chat to and clearly knows his stuff. He gave me some good advice and I really appreciated it.
Would definitely recommend him and Edale in the future.
Would definitely recommend him and Edale in the future.
Adam
Expert advice!
I’m teaching overseas and Lawrie gave me great advice on insurances and investments, thank you for all your help.
Laura
A Top Professional Financial Advisory Service
Edale have and are continuing to provide Financial advice and services to me in my early retirement years, I was
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Edale have and are continuing to provide Financial advice and services to me in my early retirement years, I was recommended to use Edale and Lawrie, to this day I am truly thankful that this took place. The very high professional and friendly service provided with immediate contact and liaise capability, provides the investor with assurances and confidence, this I always receive with Edale. My Portfolio and Market information is completley assured and the regular reviews allow for any changes to be instigated.
Edale is …truly professional, meticulous and supportive to their word, very much appreciated indeed.
Edale is …truly professional, meticulous and supportive to their word, very much appreciated indeed.
Trevor
Incredibly valuable free consultation, evaluated our options, suggested new ideas.
My wife and I had a free consultation with Lawrie from Edale this morning. We have a difficult decision to
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My wife and I had a free consultation with Lawrie from Edale this morning. We have a difficult decision to make of how to use the substantial inheritance money that needed both US and UK expertise. We are deciding between buying to let properties in the USA and repaying our mortgage and investing in the UK. Lawrie gave us a comprehensive analysis of the pros and cons of both strategies. He also brought our awareness to maximising our pension capabilities and offsetting our UK mortgage while we are waiting for the rest of the funds from the USA to become available. Everything he explained was in simple language and very clear. The consultation has given us a huge amount of pure value without trying to sell us any products. We are very grateful, thank you so much.
Read more “Incredibly valuable free consultation, evaluated our options, suggested new ideas.”
Alexander
I had a long conversation with Lawrie Chandler to explore the financial implications of moving my tax residency from the US to the UK. I found his knowledge of the pros and cons very helpful.
Some specialists in international relocation and tax affairs who will give only a short interview and are sparing in their
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Some specialists in international relocation and tax affairs who will give only a short interview and are sparing in their advice until you sign up and pay their fees. From my experience, Edale let’s you explore the many what-ifs in a friendly exchange of views and options. My instinct tells me that the company focuses on long-term relationships built on trust and mutually beneficial results.
Mark
Amazingly helpful
Lawrie was so helpful and patient, going through [a US mutual’s insurance] form with me to make sure I understood
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Lawrie was so helpful and patient, going through [a US mutual’s insurance] form with me to make sure I understood what I needed to fill in for a complicated matter.
Katie
Everything I needed!
I found Edale online as I had discovered how difficult it was to find a financial advisor able to advise
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I found Edale online as I had discovered how difficult it was to find a financial advisor able to advise me because of my USA citizenship. Lawrie was just the ticket – a straight talking, forward thinking Financial Advisor with a depth of understanding around the tax implications of various investment vehicles as it related to expat Americans. His solutions were inventive and right away I made a huge financial win that would have otherwise passed me by! I highly recommend!
Kelly
Very good and most helpful
Excellent help
M Dunbar
Prompt and helpful
EDALE was very prompt in contacting me and quickly arranged a first appointment. I was on a short deadline and
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EDALE was very prompt in contacting me and quickly arranged a first appointment. I was on a short deadline and they helped me achieve my objective in time. Lawrie was very helpful and conscientious and delivered exactly what he promised.
Jude
US/ UK Financial Advice client testimonials
Amazingly helpful
Lawrie was so helpful and patient, going through [a US mutual’s insurance] form with me to make sure I understood
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Lawrie was so helpful and patient, going through [a US mutual’s insurance] form with me to make sure I understood what I needed to fill in for a complicated matter.
Katie
I would highly recommend using Edale.
Lawrie has been most helpful with a variety of US retirement questions. He has provided good information and succinct advice.
Sarah
Lawrie was very helpful and provided me with some useful guidance on an investment basis. I have tax and financial affairs that are more complex than usual, due to holding multiple citizenships and Lawrie was very knowledgeable and able to answer many of my questions over a 10 minute call.
I would highly recommend this company as a first port of call for financial affairs or tax planning ideation. I
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I would highly recommend this company as a first port of call for financial affairs or tax planning ideation. I was able to quickly book a consultation at no cost and left the call confident in what my options were going forward. Lawrie was very patient and listened to my circumstances meaning I did not feel rushed and was reassured about my financial concerns.
Alex
Bringing clarity to UK/US retirement questions
I had an incredibly positive experience working with Edale to navigate the complex world of UK/US cross-border financial planning, especially
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I had an incredibly positive experience working with Edale to navigate the complex world of UK/US cross-border financial planning, especially as it relates to investing for retirement. As a dual UK/US citizen married to a fellow dual citizen, and having lived in the UK since 2010, I was overwhelmed with how to most tax-efficiently invest for retirement given our mix of accounts in both the US (IRAs and Roth IRAs) and the UK (SIPP, employer pension, and USS). Thankfully, Edale provided clarity and guidance on every front.
Jesse
Edale were very helpful giving advice about how to handle taxes for US/UK dial citizens living in the UK
I chatted with Edale to find answers to a number of questions I had about how to manage taxes when
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I chatted with Edale to find answers to a number of questions I had about how to manage taxes when a dual US/UK citizen living in the UK. They were very familiar with the complexities of this situation and how to handle both the IRS and HMRC tax returns and additionally had advice on retirement. I highly recommend Edale.
David
Great meeting!
Lots of information and questions answered around FIG regime and PFICs. Really helpful consultation.
Kiran
We’ll be back
I had an excellent experience with Lawrie, who demonstrated a deep understanding of the complexities involved with our dual UK/US
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I had an excellent experience with Lawrie, who demonstrated a deep understanding of the complexities involved with our dual UK/US citizenship. In just a brief meeting, he provided specific advice and tailored recommendations that addressed our unique financial situation. His expertise and clear communication were incredibly helpful. Highly recommended!
Dominic
Very knowledgeable, great experience with Edale
I had a chat with Lawrie today. Very lovely to chat to and clearly knows his stuff. He gave me
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I had a chat with Lawrie today. Very lovely to chat to and clearly knows his stuff. He gave me some good advice and I really appreciated it.
Would definitely recommend him and Edale in the future.
Would definitely recommend him and Edale in the future.
Adam
Wealth of info
Met with Lawrie who is a wealth of info (no pun intended) for folks like me looking at potential of
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Met with Lawrie who is a wealth of info (no pun intended) for folks like me looking at potential of dealing with US based retirement accounts when becoming tax resident in the UK. Their rates sound very reasonable and Edale can probably save you major headaches and financial pain as these types of situations are minefields/very complex if trying to navigate alone!
Samantha
Business advisory and work testimonials
Edale Consulting’s knowledge, expertise and professionalism make them an outstanding partner for any organisation looking to explore future skills and workforce development for sustainability.
Edale Consulting provided a fantastic and professional service in producing the Net Zero Future Skills report for Coventry University. The
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Edale Consulting provided a fantastic and professional service in producing the Net Zero Future Skills report for Coventry University. The brief—researching future workforce skills needed on the journey to net zero—was well within their field of expertise, and they delivered high-quality results within a tight timeframe.
Lawrie and Simon’s dedication was evident not only in the depth and precision of their research but also in their commitment to presenting the final findings in person at our campus in Coventry. This personal touch was greatly appreciated by all involved.
Thank you
Lawrie and Simon’s dedication was evident not only in the depth and precision of their research but also in their commitment to presenting the final findings in person at our campus in Coventry. This personal touch was greatly appreciated by all involved.
Thank you
Lisa Wilson
It was a pleasure working with Lawrie and Adrian during their evaluation of our cross-border project. They were highly professional and sensitive to the subject matter, as well as curious to find out from participants how the project was for them. I can highly recommend Edale.
Edale proved themselves to be extremely professional in their evaluation of our cross-border project. They collected significant amounts of data,
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Edale proved themselves to be extremely professional in their evaluation of our cross-border project. They collected significant amounts of data, including from interviews with project participants, enabling them to reach a balanced and detailed assessment of the extent to which our project had attained its objectives, and whether its impacts could be sustained. There was constant contact with us, and Lawrie and Adrian met all the evaluation milestones we had set out. It was an absolute pleasure working with them!
Anthony
Edale provided exceptional support in evaluating our Digital Pathfinders programme, which served businesses across the North of Tyne region.
Edale provided exceptional support in evaluating our Digital Pathfinders programme, which served businesses across the North of Tyne region. Lawrie
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Edale provided exceptional support in evaluating our Digital Pathfinders programme, which served businesses across the North of Tyne region. Lawrie and Simon demonstrated utmost professionalism, guiding us expertly through the entire evaluation process. Their deep understanding of our organisation, the programme’s services, and our client base was particularly impressive. Simon’s responsiveness in making necessary amendments to the final report was commendable. The team’s efficiency and attention to detail ensured that the evaluation accurately reflected our work and impact. Working with Edale has been a smooth and productive experience. Their expertise in external evaluation has provided us with valuable insights into our funded programme’s effectiveness. I highly recommend Edale for organisations seeking thorough and professional evaluation services.
Amanda
Professional, knowledgeable, and flexible
Working with the Edale team has been brilliant – they are always willing to share knowledge and have a can-do
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Working with the Edale team has been brilliant – they are always willing to share knowledge and have a can-do attitude. They take a flexible approach to their work which is always appreciated, and the work produced has been impressive. They are organised, on time, and have been a pleasure to work with.
Joanna
Approachable, knowledgeable and gave much valued support
It was a pleasure to work with Lawrie and his team as part of the Digital City Investor Readiness programme.
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It was a pleasure to work with Lawrie and his team as part of the Digital City Investor Readiness programme. Lawrie was approachable, knowledgeable and gave much valued support. I feel the teams input was beneficial and supported Core’s progression and growth and would I highly recommend Edale’s services.
Read more “Approachable, knowledgeable and gave much valued support”
Paul
I have found Edale very easy to work with and quick to respond to requests.
I have found Edale very easy to work with and quick to respond to requests. They were very accommodating in
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I have found Edale very easy to work with and quick to respond to requests. They were very accommodating in accelerating some of the timelines on the work needed .
Read more “I have found Edale very easy to work with and quick to respond to requests.”
Tess
I have found this programme to be very helpful and productive.
I have been working with Lawrie he has been very helpful in helping me grow and develop the business. What
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I have been working with Lawrie he has been very helpful in helping me grow and develop the business. What I like most about his approach is he is very practical for example I say I have a problem with administration he will signpost me to a specific solution, compared to previous events I have attend in other programs else where the programs centred on a theocratical approach by the end of these programs I had a “things to do list” no real change I believe any business is about doing , action and Aim for gold has that approach. The solutions provide are timely and prompt.
Read more “I have found this programme to be very helpful and productive.”
Martha
Professional, competent service provided. End evaluation was comprehensive, thorough and met the brief.
From first contact Edale provided a professional service, with minimal disruption to my working day. The evaluation was delivered with
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From first contact Edale provided a professional service, with minimal disruption to my working day. The evaluation was delivered with in clear timelines and the end result was exactly what we asked for.
Richard
One of the best funding presentations I’ve attended
It was probably one of the best funding presentations I’ve attended – focused, niched, lots of practical implementation advice –
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It was probably one of the best funding presentations I’ve attended – focused, niched, lots of practical implementation advice – people just don’t know what they miss sometimes when they don’t attend.
Read more “One of the best funding presentations I’ve attended”
Simon
Edale ran our series of co-creation workshops. They drove the project expertly, building trust with attendees and exceeding the objectives we initially set ourselves.
We chose Edale to facilitate and guide our series of co-creation workshops. The workshops brought not only businesses, but nature
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We chose Edale to facilitate and guide our series of co-creation workshops. The workshops brought not only businesses, but nature organisations and local authorities together. As a local authority, we wanted to be part of the workshop attendees, and build trust with a bottom up approach. Edale were attentive, listened and adapted to the audience. This built trust, and enable a safe space for attendees to discuss ideas and develop their business models.
Not only did this help exceed our initial objectives, it also created an opportunity for professional development internally, as we learnt from Edale’s techniques and through the workshops, became more business proficient ourselves.
Special mention should go to Edale’s ability to adapt and work flexibly around COVID 19 disruption to our face to face events. We were able to adapt our agreed workplan and move online exclusively.
We would recommend working with Edale!
Not only did this help exceed our initial objectives, it also created an opportunity for professional development internally, as we learnt from Edale’s techniques and through the workshops, became more business proficient ourselves.
Special mention should go to Edale’s ability to adapt and work flexibly around COVID 19 disruption to our face to face events. We were able to adapt our agreed workplan and move online exclusively.
We would recommend working with Edale!
Alex
It was great…
It was great working with Edale over the last couple of months, it helped me focus on the many different
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It was great working with Edale over the last couple of months, it helped me focus on the many different aspects of my business.
Richard
Great meetings, hosted by Adrian the peer group was well balanced and provided plenty of feedback and food for thought
The peer review worked very well for me, with some real nuggets of quick wins that could be made to
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The peer review worked very well for me, with some real nuggets of quick wins that could be made to my business. The group were also able to give a little lift to each week and give me the mental push to get on with things ready for imminent re-opening. The outcomes of this for me personally were 1) to have an organised plan and way forward 2) the contacts I have made as part of the group and will ensure visiting in the future, once we are all able to.
Lorraine
Great getting together with like minded people on the programme
It has been great getting together with like minded people on the programme and this has generated lots of ideas
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It has been great getting together with like minded people on the programme and this has generated lots of ideas to improve my business.
Highly recommended
Highly recommended
Read more “Great getting together with like minded people on the programme”
Rick
A very professional approach.
All information on our meetings were well prepared – a lot of thought has gone into them. A lot of
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All information on our meetings were well prepared – a lot of thought has gone into them.
A lot of information was covered in each session, which will be of immense help in the future.
A lot of information was covered in each session, which will be of immense help in the future.
Wayne
Edale have transformed my business idea into a model that can be made a reality, they are amazing at what they do!
I went to Lawrie with an idea for a business, which some would say was unrealistic, but Lawrie helped me
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I went to Lawrie with an idea for a business, which some would say was unrealistic, but Lawrie helped me with a business plan/model to give my idea some perspective and then we went through a financial plan together, crunching all the numbers to see how the business would make a profit.
Before my sessions with Lawrie, I had all the ideas floating around in my head but didn’t have the knowhow to start turning it into a reality which is what Lawrie has helped me do. I now have a strong business and financial plan to work with and can start to get things moving.
Lawrie really has helped me take my business to the next level and I can’t thank him enough, his vast range of knowledge is just amazing and I can’t see any business he wouldn’t be able to help. As well as that he is a really nice guy, I could tell he genuinely cared about me and my business and but all his efforts into helping me succeed.
I would recommend Lawrie and Edale to anyone without a doubt!
Before my sessions with Lawrie, I had all the ideas floating around in my head but didn’t have the knowhow to start turning it into a reality which is what Lawrie has helped me do. I now have a strong business and financial plan to work with and can start to get things moving.
Lawrie really has helped me take my business to the next level and I can’t thank him enough, his vast range of knowledge is just amazing and I can’t see any business he wouldn’t be able to help. As well as that he is a really nice guy, I could tell he genuinely cared about me and my business and but all his efforts into helping me succeed.
I would recommend Lawrie and Edale to anyone without a doubt!
Lewis
The best hour of support ever!
I was fortunate enough to be supported by Lawrie with associate contracting and resources. It was without a doubt, the
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I was fortunate enough to be supported by Lawrie with associate contracting and resources.
It was without a doubt, the best hour’s support I’ve had! Lawrie was knowledgeable, clear and efficient, both in the design and delivery of my associate framework.
I can now move forward with confidence and look forward to working with Edale again!
It was without a doubt, the best hour’s support I’ve had! Lawrie was knowledgeable, clear and efficient, both in the design and delivery of my associate framework.
I can now move forward with confidence and look forward to working with Edale again!
Patsy
Lots of great material and advice.
Lawrie was excellent at steering us in the right direction, he listened carefully and really got under the skin of
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Lawrie was excellent at steering us in the right direction, he listened carefully and really got under the skin of our bsuiness model to ensure he gave sound, constructive advice.
Andrew Reeves
Very pleased with end result
Edale helped us develop a project during the Covid-19 lockdown and were really helpful in coming up with solutions. Very
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Edale helped us develop a project during the Covid-19 lockdown and were really helpful in coming up with solutions. Very pleased with end result
Fiona
A highly professional and responsive service delivered under extremely tight timescales
We commissioned Edale to undertake some financial due diligence for a prospective investment that the LEP was considering. The service
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We commissioned Edale to undertake some financial due diligence for a prospective investment that the LEP was considering. The service that Lawrie and the team provided was first rate and very thorough, especially given the extremely tight timescales we were working to. Lawrie communicated with us all the way and offered really useful advice that enabled us to get the best result. I would recommend Edale to other public bodies looking to appoint consultants to undertake financial due diligence work.
Read more “A highly professional and responsive service delivered under extremely tight timescales”
John
Experienced business professionals
Lawrie and Adrian have a wide range of experience between them and as a result have been a helpful addition
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Lawrie and Adrian have a wide range of experience between them and as a result have been a helpful addition to our delivery team, especially with the explanation and application of the Business Model Canvas. They have been willing to be flexible and responsive to our requirements which has been essential for our type of project.
Natalie
Certainly not “copy and pasted” advice
Lawrie is one of those guys with experience and business creativity that means every conversation you leave with a wealth
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Lawrie is one of those guys with experience and business creativity that means every conversation you leave with a wealth of ideas. He was approached to help me refine and add more coherence to my marketing strategy, but quickly recognising that for my circumstances that doesn’t mean “step 1, Google adverts, step 2, Facebook adverts”, we were able to cut deeper into what I am trying to do and what approach will achieve that.
Vann
Very knowledgeable and always a pleasure to work with
Lawrie’s contribution to our ‘Real World of Business Funding’ workshops has been outstanding. We responds to attendees’ needs in real
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Lawrie’s contribution to our ‘Real World of Business Funding’ workshops has been outstanding. We responds to attendees’ needs in real time and makes sure that everyone has their questions answered. We will definitely be working with Edale again in future.
Read more “Very knowledgeable and always a pleasure to work with”
Mark
Clear and concise intro to funding options for clean growth business.
The feedback from the innovators attending this workshop was very positive. The information was delivered in a clear way with
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The feedback from the innovators attending this workshop was very positive. The information was delivered in a clear way with plenty of opportunities for questions and clarification.
Read more “Clear and concise intro to funding options for clean growth business.”
Richard
Great holistic experience
A great tutor and environment for a great formative experience. A basket of challenges, different skills and innovation.
Vito
A meaningful work experience
My experience at Edale was my first work experience abroad, which allowed me to build a solid set of essential
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My experience at Edale was my first work experience abroad, which allowed me to build a solid set of essential skills for my career in finance on a learning-by-doing basis with two different businesses within a dynamic environment. With the help of Lawrie, who was and still is an energetic and motivational manager and mentor with whom I truly enjoyed working on different projects involving the creation from scratch, the development and management of a startup, I was able to grow efficiently on a professional level but also on a personal level.
Cyril